Welcome to realestatedepositbonds.com.au managed by Aussie Bonds Australia

QBE A+ rating widest range cheapest up to 60 month terms on all bond types (66 months in QLD) online or offline applications fast turnaround afterhours support mobile apps 35+ years issuing bonds

Residential Commercial Vacant Land Established (Private Treaty, Sell/Buy, Auction) Off the Plan First Home Buyers Investors Super Funds Trusts Partnerships Companies Builders Developers

The above snapshot is the reason why Aussie Bonds Australia are the ‘go to guys’ for all types of Deposit Bonds.

Mortgage brokers, finance brokers, conveyancers, insurance brokers, real estate agents, project marketers, developers, solicitors, accountants and our many repeat customers know that ‘It’s when Aussie Bonds says ‘no’, all Deposit Bond options have been exhausted.’

If you’re a member of the public; a builder; or a mortgage broker and require more information, please go to www.aussiebonds.com.au.

If you are a developer or project marketer, please go to www.offtheplanbonds.com.au.

Over many years, we’ve helped thousands of property buyers secure their owner occupied or investment properties. Indeed, we’ve assisted a good number of clients with multiple property purchases over the years as they either upgrade or build a portfolio of investment properties.

Our hard work has earned us the tag of being the ‘go to guys’ for Residential or Commercial Deposit Bonds.

If you are already familiar with Deposit Bonds, use the Tabs above and go straight to the relevant Quotes or Forms webpage. If not, we suggest you take time to familiarise yourself by finishing reading this page and then head next to the FAQs webpage.

Carefully consider your ‘deposit options’!

Depending on the Contract of Sale, property buyers can use Cash; a Bank Guarantee; or a Deposit Bond as their deposit to secure the property purchase. Make sure you check with the Vendor, who is keen for the sale, what option they will accept. Some agents will insist on ‘cash’ only, so they are paid their commissions early, versus your preference and possibly a smarter and safer option of a Bank Guarantee or a Deposit Bond.

If you are considering using cash, (a) it ties up working capital; (b) do you have the ready cash or do you need to refinance? (this can be a more expensive and a delayed process); or (c) are you certain your cash is being held safely in a third party trust account (sometimes, the vendor is using your cash as their deposit on another property); or used to pay agents commission; or your cash is used to pay vendor legal fees; or, if an ‘off the plan’ purchase and the project falls over, your cash can be locked down by receivers / liquidators.

If looking to use a Bank Guarantee, the funder will want security over cash or assets (this can take time to organise, ties up assets and incurs costs).

If using a Deposit Bond, (a) you don’t need ready cash; (b) you know exactly what’s happening with your deposit, as it’s a piece of paper and not cash in someone’s bank account; (c) the Deposit Bond fee may either be tax deductible in the first year of ownership or added to the capital base of the purchase; and (d) if the project falls over, the most you have lost is your Deposit Bond Fee, versus your cash deposit being withheld for an extended period of time and restricting you from looking at other purchase options.